At Gotham Consulting Group, we begin with a comprehensive Pro Analysis of your credit report to uncover any issues that could affect your score. Our goal is to provide the most complete and detailed information, helping you identify potential dispute candidates and offering you a clear path to improved credit health.
Hard-to-Spot Issues
Many errors in credit reports are easy to spot, such as accounts that don’t belong to you. However, some issues are harder to find, and that’s where we step in. For instance, when a debt is sold from one collector to another, the original collector is supposed to stop reporting that debt. If multiple collectors are reporting the same debt, it signals an issue that requires dispute. These types of errors are often missed by automated credit repair services, but we ensure that nothing is overlooked.
Risky Disputes
Some disputes are more complicated and should be handled with extra care. For example, certain accounts may be at risk of escalating collection efforts or triggering legal actions like a summons if disputed improperly. In these cases, a more careful approach is necessary. We will flag these risky disputes, consult with you on the best approach, and proceed with caution. Our goal is to protect your financial well-being while resolving these issues.
Smart Disputes Pay Off
Unlike many companies that simply ask you to select which accounts to dispute, Gotham Consulting provides an expert analysis of your credit report. We identify the most valuable disputes based on your unique situation, ensuring that we focus on the errors that will have the biggest impact on your credit score. Our goal is not just to file disputes, but to ensure those disputes result in significant deletions and improvements to your credit.
With our Pro Analysis, we don’t just fix your credit report; we make sure that every dispute is done with careful consideration, maximizing the positive outcome for you.
